| 06.09.2025
Start with a Conversation
Finding your dream home starts with a basic conversation. Meet with an expert mortgage lender (like the ones here at Clear Mountain Bank) and they will walk you through the process, answer your questions, and help you understand what to expect throughout the process.
Submit a Pre-Approval Application
After a mortgage expert walks you through the process, you'll be ready to apply for pre-approval. Applying for pre-approval can be done either online or with the help of a mortgage specialist.
At Clear Mountain Bank, we’ll guide you through the application step-by-step, making it as simple and stress-free as possible.
Review Your Credit and Finances
When applying for any loan (including a mortgage), you'll need to provide a variety of financial information.
At Clear Mountain Bank, we will help you assess your credit and gather the financial documents you'll need, including pay stubs, tax returns, and bank statements.
Determine Your Home Buying Budget
Maybe the most important thing when buying a home is knowing exactly how much you can afford.
Meet with your mortgage expert, and together, you’ll look at your income, existing debts, and goals to help you understand how much home you can comfortably afford.
If you would like to have an idea before discussing with your mortgage expert, visit Clear Mountain Bank's
Receive Pre-Approval Letter
Once we cross all the T's and dot the I's, you'll be ready to shop for your dream home!
At Clear Mountain Bank, you'll receive your First-Step Pre-Approval letter, which will set you apart from other buyers and make you more attractive to sellers!
Here for ALL Your Banking Needs!
Mortgages
Here for ALL Your Banking Needs!
